Our Story
How Lyndral Came to Exist
Lyndral began with a simple observation: many adults in Singapore reach their mid-forties and fifties with a working knowledge of household money — earned through years of decisions, conversations, and occasional mistakes — but without a clear vocabulary for the planning frameworks that become relevant in the later working years and beyond.
The financial planning industry has developed a substantial body of reading on these topics. Drawdown sequencing, longevity planning, intergenerational household coordination, and the psychological dimensions of household money habits are all written about seriously and well. What has been less available is a structured, small-group setting in which adults can read and discuss that material together — without a product sale on the other side of the conversation.
Lyndral's reading programmes fill that space. We work with small cohorts of eight to twelve. Sessions are built around pre-distributed reading material and facilitated peer discussion. Participants receive high-quality printed materials — reading binders, workbooks, conversation cards — and leave with a richer vocabulary and a clearer understanding of the concepts that frame the later chapters of household financial life.
We operate from our reading room at 9 Battery Road in Singapore's central business district, a short walk from the Raffles Place MRT interchange. The room is arranged for small-group discussion: a long table, good natural light, and a quiet setting that suits the pace of the programmes we run.
Our Foundations
Mission
To offer adults in their forties, fifties, and sixties a structured, reading-led space to engage with the vocabulary of household financial planning — without advice, product recommendations, or outcome promises.
Format
Small cohorts. Pre-distributed reading. Facilitated peer discussion. Printed materials designed to remain useful after the programme ends.
Scope
Educational and reflective in nature. Not a substitute for professional financial advice. No regulated activity is carried out.
Location
9 Battery Road, #15-01, Straits Trading Building, Singapore 049910
The Team
The People Behind the Programmes
A small, experienced team with backgrounds in adult education, financial reading, and programme facilitation.
Catherine Mok
Founder & Lead Facilitator
Catherine spent fifteen years in adult continuing education before establishing Lyndral. She facilitates the Long-Term Planning Reading Group and oversees curriculum design across all three programmes.
Raymond Seow
Programme Coordinator
Raymond manages cohort scheduling, participant correspondence, and the preparation of printed reading materials. He holds a background in adult learning administration and joined Lyndral at its founding.
Lena Tan
Discussion Facilitator
Lena facilitates the Household Coordination Reading Circle and the Money Mindset Reflection Workshop. She has a background in facilitated group learning and has worked with adult cohorts for over a decade.
Standards & Practices
How We Structure and Protect Our Programmes
A set of clear practices that shape how Lyndral operates — for the benefit of participants and the integrity of the programmes.
Educational Scope
All programmes are reading and discussion programmes. No financial advice, regulated activity, or product recommendations are offered at any stage of the programme.
Participant Confidentiality
Discussion within cohort sessions is held in confidence. Facilitators do not share personal information disclosed during sessions, and participants are asked to observe the same standard.
Curated Reading Lists
All reading material is reviewed and selected by the facilitation team before distribution. Sources are drawn from published, reputable bodies of writing on household planning, money psychology, and related fields.
Small Cohort Standard
Cohorts are deliberately kept to eight to twelve participants. This is a structural choice, not a scheduling constraint — small groups produce better discussion and allow each participant's perspective to be heard.
Data Protection
Participant data is collected only for programme administration purposes. We do not share participant information with third parties and comply with Singapore's Personal Data Protection Act (PDPA).
Programme Review
Reading material and session formats are reviewed after each cohort cycle. Participant feedback is invited at the close of each programme and considered in the preparation of the following cohort's materials.
Our Approach to Financial Education
Reading as a Way of Working Through What Matters
There is a long tradition of reading groups as a form of serious adult learning. The structure — selected texts, a small circle of readers, a facilitator who guides discussion rather than delivers a lecture — is well suited to topics where the personal dimension is as important as the technical one. Household money habits sit squarely in that category.
Most adults arrive at their forties and fifties with a working relationship with money that has been shaped by experience, upbringing, and circumstance as much as by formal knowledge. The vocabulary of long-horizon planning — drawdown sequencing, longevity considerations, household income mapping, intergenerational coordination frameworks — is rarely encountered in a slow, discussion-based setting. It tends to arrive in product brochures, retirement seminars with a sales agenda, or online articles of mixed quality.
Lyndral's reading programmes create a different kind of encounter with this material. Participants read before they arrive. Facilitators guide discussion rather than presenting. The cohort is small enough that every participant contributes. The printed materials — binders, workbooks, conversation cards — are designed to be kept and returned to after the programme ends.
The programmes are not a substitute for professional advice. They are not designed to produce specific financial decisions or outcomes. What they are designed to produce is a richer, more considered vocabulary — one that makes subsequent conversations with advisers, partners, and family members more productive and more honest.
Enrolment Window
Interested in Joining a Reading Cohort?
Places are limited by design. If you would like to learn more about a specific programme or enquire about an upcoming cohort, we welcome your message.
Send an Enquiry